Secured Loans
up to £500,000
Get a decision in minutes without
affecting your credit score
Rates as low as 5.39%
Simple and easy application
Fast decisions, without affecting your credit score
Loans for Homeowners
Secured Loans
up to £500,000
Rates as low as 5.39%
Simple easy application
Fast decisions, without affecting your credit score
Loans for Homeowners
Easy as 1,2,3...
Safe, Secure & Confidential
Wills
Wills and Trusts
Lifetime Trust
Lasting Power of attorney
We make the process simple -
so you can take the next step with confidence.
We introduce you to an FCA-authorised broker who can assess your circumstances and help you explore suitable loan options.
Even if you have a poor credit history, there may still be options available, which they can discuss with you.
The firm we introduce you to has access to a comprehensive panel of lenders, representative whole of market, and will explain the options available based on your individual circumstances.
Our role is to connect you with a regulated broker.
They will carry out the assessment, explain the available options, and support you through the process.
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About Us
At The Money Advice Centre, we are dedicated to providing clear and straightforward information to help you explore your financial options.
Based in the North West, we specialise in introducing customers to an FCA-authorised broker who can assist with secured loans for purposes such as debt consolidation and home improvements. We do not provide loans, credit broking services, or financial advice. Our role is limited to connecting you with a regulated partner who can assess your circumstances and provide further support.
With over 40 years of experience in the financial services sector, we have a strong understanding of the secured lending market. We aim to make the initial process simple and transparent, so you can take the next step with confidence. Any applications and lending decisions are handled entirely by the authorised firm we introduce you to.
We pride ourselves on a customer-focused approach, with an emphasis on clarity, transparency, and professionalism in everything we do.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR PROPERTY.
Your home may be repossessed if you do not keep up repayments to your mortgage.
If you are thinking of consolidating existing borrowing, you should be aware that you may be extending the terms of the debt and increasing the total amount you repay
Located at:
7 St. Petersgate,
Stockport, SK1 1EB
Proud to support
REPRESENTATIVE EXAMPLE
If you borrow £30,000 over 180 months with an interest rate of 9.25% fixed for the first five years from loan completion, followed by a variable rate currently at 9.75% for the remainder of the term:
Your monthly payment will be £353.53 during the initial fixed-rate period of 60 months.
Thereafter, your monthly payment will be £363.89 when the rate becomes variable. The variable payment may change if the interest rate fluctuates.
The total amount payable will be £64,878.60, consisting of:
Loan amount: £30,000
Interest: £30,528.60
Broker fee: £3,750
Lender fee: £600
This results in an overall cost of 12.6% APRC.
Rates from 5.39% to 26.3%.
All fees charged by our partner(s) will be explained in detail and confirmed in writing prior to the commencement of any loan.
Fees will only be payable where further services are requested and, depending on the solution, costs may vary.
The Money Advice Centre does not generate leads for resale and all enquiries are managed directly by The Money Advice Centre.
If your enquiry is introduced to one of our regulated partners and you choose to proceed with a loan, we may receive a commission or introducer fee. This will not affect the amount you pay under your credit agreement.
The Money Advice Centre is an Introducer Appointed Representative (IAR) of Optimise Finance Limited, who are authorised and regulated by the Financial Conduct Authority and are entered on the Financial Services Register under reference number 724841.
When we introduce you to one of our carefully selected and regulated partners, please note that you will be subject to their terms and conditions and privacy policy.
Please also note that if you’re having difficulty managing monthly repayments, we may refer you to Refresh Debt Advice to explore non-borrowing debt solutions.
Refresh Debt Advice is a trading style of Refresh Debt Services Limited, registered in Northern Ireland (No. NI1055582). Refresh Debt Services is authorised and regulated by the Financial Conduct Authority (No. 674160). Information Commissioner’s Office (ICO) Registration No Z9114806.
All information and services provided by The Money Advice Centre are free of charge.
THE MONEY ADVICE CENTRE LTD is registered in England and Wales (Company number 14186998).
FCA Registration Number – 1003359.
Registered Office: 7 St. Petersgate, Stockport, SK1 1EB. Our ICO Number is ZB432317, which allows us to hold your information. By submitting an enquiry, you confirm that you have consented to being contacted by The Money Advice Centre and/or our partners. We may contact you by post, phone, and email; however, you can opt out at any time by informing us or our partners directly.
Buy-to-let, bridging, and commercial loans are not regulated by the Financial Conduct Authority.
Loans secured on your home may be repossessed if you do not keep up repayments.